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Co-op Money Market Fund

Co-optrust Investment Services Limited · KES fund

Seek income and capital preservation through short-term high-quality deposits, treasury bills and corporate instruments.

Monthly average annual yield7.9%

As at 30 Sep 2026 · Official source

Variable published yield. Future returns can change.
Start with
KES 100
Top up from
KES 100

Calculate your returns

Explore how your investment could grow if the selected rate stayed the same.

Using 7.9% · Monthly average annual yield. As at 30 Sep 2026.
Advanced assumptions
Irregular deposits and source notes

These deposits replace the regular contribution in the specified month. Downloaded reports retain the full inputs and sources.

Tax assumption edition reviewed 2026-10-29. KRA guidance lists 15% for bank interest and distinguishes qualifying interest and exemptions. This does not establish one universal MMF investor tax treatment. Jubilee source separately discloses 15% on investor distributions. KRA source. User-editable scenario only. Investor residence, legal status, income classification and documented exemptions can change treatment. Statutory commencement is not inferred from the review date. Section 20 distinguishes registered scheme treatment, exempt unit holders and amounts already tax paid. Do not impose tax a second time on a yield already net of investor tax.

Read the dated legislative edition. KRA-hosted Kenya Law edition as at 1 July 2026. The document flags unapplied amendments; no automatic legal-status or exemption determination is made. Income Tax Act section 20; section 35; Third Schedule. Check amendments and scheme/investor exemption documentation before assigning treatment.

Illustration only. No future return is guaranteed. Tax and any extra fees depend on your chosen assumptions.

Estimated investment valueKES 107,899.97

Using the published 7.9% annual-rate assumption for 12 months. Rate held constant. Published 2026-09-30. Additional fees and investor tax apply only if selected.

Total invested
KES 100,000.00
Estimated investment earnings
KES 7,899.97
058.3K116.5KMonth 0: value KES 100,000.00, invested KES 100,000.000Month 1: value KES 100,635.63, invested KES 100,000.00Month 2: value KES 101,275.30, invested KES 100,000.00Month 3: value KES 101,919.04, invested KES 100,000.00Month 4: value KES 102,566.87, invested KES 100,000.004Month 5: value KES 103,218.82, invested KES 100,000.00Month 6: value KES 103,874.91, invested KES 100,000.00Month 7: value KES 104,535.17, invested KES 100,000.00Month 8: value KES 105,199.63, invested KES 100,000.008Month 9: value KES 105,868.31, invested KES 100,000.00Month 10: value KES 106,541.24, invested KES 100,000.00Month 11: value KES 107,218.45, invested KES 100,000.00Month 12: value KES 107,899.97, invested KES 100,000.0012
Projected valueTotal invested

Months · KES

Monthly breakdown and downloads
EstimateAmount
Growth at quoted / assumed rateKES 7,899.97
Separate fee estimateKES 0.00
Withholding estimateKES 0.00
Paid-out returnsKES 0.00
MonthOpeningContributionGrowthFeesTaxPayoutClosing
1KES 100,000.00KES 0.00KES 635.63KES 0.00KES 0.00KES 0.00KES 100,635.63
2KES 100,635.63KES 0.00KES 639.67KES 0.00KES 0.00KES 0.00KES 101,275.30
3KES 101,275.30KES 0.00KES 643.74KES 0.00KES 0.00KES 0.00KES 101,919.04
4KES 101,919.04KES 0.00KES 647.83KES 0.00KES 0.00KES 0.00KES 102,566.87
5KES 102,566.87KES 0.00KES 651.95KES 0.00KES 0.00KES 0.00KES 103,218.82
6KES 103,218.82KES 0.00KES 656.09KES 0.00KES 0.00KES 0.00KES 103,874.91
7KES 103,874.91KES 0.00KES 660.26KES 0.00KES 0.00KES 0.00KES 104,535.17
8KES 104,535.17KES 0.00KES 664.46KES 0.00KES 0.00KES 0.00KES 105,199.63
9KES 105,199.63KES 0.00KES 668.68KES 0.00KES 0.00KES 0.00KES 105,868.31
10KES 105,868.31KES 0.00KES 672.93KES 0.00KES 0.00KES 0.00KES 106,541.24
11KES 106,541.24KES 0.00KES 677.21KES 0.00KES 0.00KES 0.00KES 107,218.45
12KES 107,218.45KES 0.00KES 681.52KES 0.00KES 0.00KES 0.00KES 107,899.97

Standardised monthly periods; effective annual rates use the twelfth root, annualised daily rates use a 365-day daily rate compounded over 365/12 days. Growth, separate fees and withholding are rounded to cents each month. Withholding applies to positive growth after separately modelled fees. Embedded fees and already included investor tax are never deducted twice. This is a hypothetical cash-flow model, not an actual unit-price or realised-return reconstruction.

Growth at a net-of-fee quote already includes embedded fund expenses. It does not reconstruct gross portfolio income before those expenses.

How to invest

Check the current opening requirements, deposit options and withdrawal terms directly with the fund manager.

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Performance

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As at 30 Sep 2026

Co-op Money Market Fund

Monthly average annual yield
Monthly average annual yield7.9%Official source ↗
View figures and sources

Published figures on their actual dates. Missing periods are not filled in.

DatePublished measureValueSource
2026-09-30Monthly average annual yield7.9%Official source

KES · Fees: net (all_fund_fees) · Investor tax: unspecified · Rate convention: effective_annual

Fund information and sources
Scheme
Co-op Trust Fund
Trustee
KCB
Custodian
NCBA
When earnings are credited
Monthly
Terms reporting date
2026-09-30
Regulatory listing
listed approved
Availability
operational status unverified

Monthly average annual yield · As at 30 Sep 2026. Fee basis: net (all fund fees). Investor tax: unspecified. Explicit 1-month average effective annual rate, net of fees. Investor-tax convention is not stated; illustrations use the quote with no extra deduction unless selected. Rate disclosure

Only the stated expenses are recorded. A quoted net-of-fee rate is not charged twice. Terms source

CMA register · Visit fund manager

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